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Money, loans and company levels

How cash flows through your company, when a loan makes sense, what each level asks of you, and how to expand onto new land, new regions and whole new maps.

The top bar of the game showing cash, monthly income, date, Heritage Points, town population and company level
Your company level and its progress bar sit at the top right of the screen. All three requirements must be met before the bar fills.

Income and upkeep

Fares are paid the moment a vehicle arrives. Attractions pay at the start of each month. Every month you also pay upkeep: a small share of each vehicle's price, a fee per station, and running costs for industries and attractions. The Finance window shows a two-year chart of income against costs, and a breakdown of where money came from and where it went.

Prices rise as you grow

Construction and vehicle prices go up as your towns get bigger and your company gets richer. It is a deliberate trade-off: a big empire makes more money, and pays more for each new thing. Build important routes early, while they are cheap.

The bank

The Finance window lets you borrow in several sizes. Your credit limit is $50,000 plus half your net worth. Interest is charged every month, so loans pay off when you spend them on routes that earn quickly, such as a second bus on a crowded line or a truck link between two industries you already serve. Repay as soon as you have spare cash.

Company levels

Levels need three things at once: net worth gained since you started, total population across your towns, and time played. Each level unlocks new vehicles, stations, industries or attractions, and the company window lists exactly what comes next.

LevelTitleNet worth gainedPopulationTime played
1Startup—0—
2Local Carrier$12K03 min
3Regional Operator$40K6010 min
4Rising Tycoon$110K15022 min
5Transport Baron$300K35040 min
6Freight Magnate$800K8001 h 5 min
7National Carrier$2M1,6001 h 40 min
8Continental Giant$5M3,2002 h 30 min
9Global Empire$12M6,0003 h 35 min
10Industry Titan$28M10,0005 h
11Logistics Legend$65M16,0006 h 40 min
12World Tycoon$150M25,0008 h 40 min
13Planetary Power$330M38,00011 h
14Orbital Overlord$720M55,00013 h 40 min
15Galactic Hauler$1.5B80,00016 h 40 min
16Stellar Syndicate$3.2B115,00020 h 20 min
17Cosmic Concern$6.8B160,00024 h 40 min
18Infinity Express$14B220,00029 h 40 min
19Eternal Empire$30B300,00035 h 20 min
20Legend of Legends$65B400,00041 h 40 min

Every new level also gives you one Heritage Point.

Buying land

You start owning a block of land in the middle of the map. You can only build on land you own. The Land tab shows a price on every parcel of 6×6 tiles that borders your territory. Each parcel costs more than the last, and parcels with a town or industry on them cost extra. Expand towards the towns and industries you plan to connect.

Map regions

The main map is surrounded by twelve regions, marked by flags on its edges. A region must first be licensed. After that you buy its land parcel by parcel, at a premium. Each new region also brings new towns and industries.

Maps abroad

Late in the game, the World Map window lets you buy whole new maps: Tropical Isles (level 14) with lagoons and jungle, Alpine Valley (level 16) with pine forests and mines, and Desert Oasis (level 18) with dunes and oil. Your cash, level and achievements travel with you. Each map keeps its own towns and vehicles. While you are away, a map keeps earning 55% of its last monthly profit.

Achievements

There are 152 achievements, from your first bus to a million passengers carried. Each one pays a cash bonus straight away, and the biggest ones also give Heritage Points.

Ready to try it? The game runs in your browser on a laptop or PC, and it is free.

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Next guide: Daily Challenge and rewards